Jill Collins · Money Strategist · Founder, Jillionaire360

It was a hot Saturday morning in September, in St. Petersburg, Florida, and my husband Ed left for his morning run the way he always did. He gave me his Mr. Spock wave through the car window, live long and prosper, which was one of those little jokes we'd had going for years. I passed him on the bridge a few minutes later and honked, and he waved back at me with his ball cap in his hand, wiping the sweat off his face, and I remember thinking it was really too hot for him to be out there running.
That was the last time I saw him. He collapsed about five minutes from our house from a massive heart attack, and he was gone. He was the fittest person any of us knew. He ran that same route almost every day.
Now, when I tell people this, they assume the next part of the story is about grief. But it isn't. The next part is about a login screen.
Because here's what nobody prepares you for. Ed taught me how to trade. We had built real wealth together, and I want to be clear about this, I was not a woman who was bad with money. But in the days right after he died, I sat down to make sure we were okay in the immediate term, and there was one of his day trading accounts I could not get into. And it was open. It had positions in it that needed to be managed. And I sat there watching it lose money by the minute, locked out, with no way in. By the time I finally got access, weeks later, several hundred thousand dollars were gone out of that one account.
So, I was capable, but I wasn't prepared, and honestly I didn't know those were two completely different things until the morning I needed them to be the same thing.
And that was just the beginning. Ed had retired as a CEO and his company was buying out his shares in monthly installments, and what we didn't know, what nobody caught, was that the agreement had a clause in it saying that in the event of death the contract was void. So those payments stopped. There was a key man life insurance policy on him worth a million and a half dollars, and that paid out to the company, not to me. He didn't believe in personal life insurance, so there was nothing there either. And I was under fifty, which meant I couldn't collect his Social Security.
So basically, in one morning, I went from about thirty thousand dollars a month coming in to nothing. Not less. Nothing.
And I did what I do under pressure, which is organize. I learned everything I could as fast as I could and I got our finances under control, and over the years since then I've done well with it. But I would have traded every bit of that to not have learned it the way I learned it. And the whole time, underneath all of it, there was one question sitting there, and it's the same question I now believe every woman in my position is really asking, even while she's grieving and pretending she's fine.
Am I going to be okay?
That question is the reason Jillionaire360 exists.
I spent years after that working with women, and I saw the same thing over and over. Smart, accomplished, successful women who had somehow been taught along the way that the numbers weren't their job. And it's not because they couldn't do it, believe me, these are capable women. It's that nobody ever handed them the system.
So, I built the system. Jillionaire360 connects to your real accounts and shows you the three numbers that answer the only question that actually matters, which is, will I be okay? What your life really costs. What protects you if something happens. What it takes to never worry about money again. Not a binder you're never going to open. Your real numbers, from your real accounts.
But here's the piece that's personal to me, and it's the piece no other platform has, because nobody who built them lived through what I lived through.
Everything you put into Jillionaire360 can be handed to the person you love on the day they need it. Your accounts, your institutions, your balances, your documents, your contacts, all of it, sealed behind a key that gives them nothing at all while you're here, and gives them everything the moment you're not. So that nobody you love ever sits where I sat, locked out of a life you spent years building, watching it slip away because they can't get in.
That's the tool I wish I'd had that morning. I couldn't build it in time for me. So, I built it, so the next woman never needs to.
You don't have to lose someone to want to know where you stand.
Ed used to tell me I was stronger than I thought, and he was right about that. But strength was never what I was missing that morning. What I was missing was the system.
Connect your accounts and see your three numbers in the next few minutes.