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Know your numbers. Own your future.

If your income stopped, would you be okay?

Here's how you know for sure.

Jill Collins

Money Strategist · Founder, Jillionaire360

What your life costs

You know the real number.

What your life costs each month, read from your own accounts. Not a guess.

If the income stopped

You know how long you're okay.

How many months you're covered, and exactly what closes the gap.

If something happens to you

Your family knows where everything is.

Every account, every document, every person to call, in one place, for the people you choose.

Built by a woman whose husband died on a Saturday morning, and who found out that week what she needed herself.

Jillionaire360

The three numbers worksheet

Know your three numbers. Know you're okay.

One sitting gives you three numbers: what your life costs, what keeps you safe, and what sets you free.

1 Your Burn Rate

Month 1: total spending (checking and credit cards)$
Month 2: total spending$
Month 3: total spending$
Three months total$
Divided by 3 = your monthly Burn Rate$

Start with your three numbers

The free worksheet: what your life costs each month, what you need set aside, and what it takes to never worry about money again. Three numbers, by hand.

You'll get the worksheet and a few short emails from Jill. Unsubscribe anytime. Privacy Policy

What it is

Three numbers that tell you where you stand. One record your family can find.

Jillionaire360 connects to your accounts and shows you three things.

1What your life costs

2What protects you if something happens

3What it takes to stop worrying about money

Then it keeps the one record your family would need, in one place, ready the day they need it.

Number 1: Burn Rate

What your life actually costs each month.

$18,400
per month

Number 2: Safety Number

What you need set aside to be okay if the income stopped.

$220,800
78% funded

Number 3: Freedom Number

What it takes to never worry about money again.

$353,200
54% there

Beyond the three, your Independence Number shows the portfolio that pays you while the principal stays whole.

How it works

Three steps.

Connect, see your numbers, set up the Vault. Everything else can wait.

1

Connect your accounts

Bank, brokerage, retirement, credit cards. Or enter them by hand; both work.

2

See your three numbers

They read from your real accounts and change as your accounts do.

3

Set up your Life Vault

Your documents, your people, and the people who receive it.

The Life Vault

Right now, you're the only one who knows where everything is.

The Record

Every account, every document, every person your family would need to call, in one organized record. It solves the thing nobody wants to say out loud.

The Beneficiary

Name the people who receive your Vault. It stays sealed while you're alive, and opens only to them, each with their own one-time key. Each receives exactly what you chose to share: a clear picture of what you have, and the documents that matter. Answers, instead of a search, in the hardest week of their life.

Get Started

Ask Jill

A strategist on call, any hour.

Answers built from your own numbers, wherever in the world you live, in six languages. Ask what you'd ask a strategist across the table, and get an answer about your money, not money in general.

Walk me through where I stand this month

Thought for 12 seconds

Julie, here is where you stand this month.

Your Safety Number is fully funded. You are $52,000 from your Freedom Number.

NumberFigureStatus
Burn Rate$12,000 a monthSets both numbers
Safety Number$144,000Funded
Freedom Number$238,00078% funded

Put $4,000 a month toward your Choice Fund and you reach your Freedom Number in 13 months.

What if I put $6,000 a month toward it?
Where should the Choice Fund money sit?

Reply to Ask Jill

AI research and your own numbers, for your own decision. Not personalized investment advice.

Your accounts

Every account, every bill, one picture.

Your investments

Every account, every holding, every gain and loss in one place. No more logging into five sites to know where you stand.

Your bills and debts

Every bill and balance together, with payments detected from your real card activity. You see exactly where the money goes, and you watch the balances fall.

Who it's for

You'll know it's for you when you see yourself here.

The husband who carries it all

Every account, password, and policy lives in his head, and he knows it. He builds the Vault in an evening, names her to receive it, and finally has the one thing he could never quite say: if anything happens, you'll be okay.

The woman who wants the answer, not another app

She's capable, she's earned well, and she still does the math in the dark at 2 am. She connects her accounts and sees it in writing for the first time: what her life costs, what protects her, and how close she is to done.

The couple with accounts everywhere

Two careers, old retirement plans, three brokerages, a rental. They see the whole board on one screen for the first time, and their money conversations stop being archaeology.

The woman starting over

Divorce or loss handed her a financial life she didn't choose. She starts with the bills page, watches the balances fall month by month, and builds her numbers from there. No assets required on day one.

Why I built this

I built this because I needed it.
And I did not have it.

My husband Ed died on a Saturday morning run. In the days right after, there was one of his accounts I could not get into, and I sat there watching it lose money by the minute, locked out. I was capable, but I wasn't prepared, and I didn't know those were two different things until the morning I needed them to be the same. So I built the system I needed that morning, so the next woman never needs to.

Read the whole story

Jill Collins

Money Strategist · Founder, Jillionaire360

Pricing

Everything included.

Every feature, every language, one price. Your numbers, your Life Vault, and Ask Jill, from the day you start. For you, and for the people who count on you.

Monthly

$39
per month
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Annual

$390
per year
Get Started

30-day guarantee.

Both plans renew automatically until you cancel, in Settings under Manage subscription.

You don't have to lose someone to want to know where you stand.

Connect your accounts and see your three numbers in the next few minutes.

Get Started